Home Warranty Insurance From Bathroom Renovation Contractors
Has Home Warranty Insurance been included in your bathroom renovation contractor quote?
Have you wondered why your bathroom contractor renovation quote is actually so cheap? One of the things we see all the time when providing free bathroom renovation quotations is that property owners don’t really understand how to really work out the cost of their renovation accurately.
There are lots of little things that are lost in the details like;
- Will sub-contractors be used
- Exactly what materials are going to be used
- Things like what insurance or guarantees are provided for the renovation.
When do you need Home Warranty Insurance?
Nu-Trend is one of the best bathroom renovation contractors in Sydney and rather than use pretty photos taken from the internet, we show people exactly why choosing a cheap bathroom renovator is not a good idea. Have a look at some of our behind the scenes bathroom renovation and plumbing information that we share. It exposes poor quality bathroom renovation contractors in Sydney.
We share this type of information to help home owners make the right decision when comparing quotes.
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Home Warranty Insurance cover and requirements for renovations
At the moment for each state (except Tasmania), the Government determines the policy terms of Home Warranty insurance, manages its administration and is the sole underwriter. This means if an insurance claim comes up, the Government pays out the claim to the home owner.
Nu-Trend is a licenced building contractor and we deal directly with property owners so we are undertaking work that is required to be warranted, so we make sure we have home warranty insurance prior to commencement of your project. This of course adds cost to our quotations but it also provides peace of mind for both us and you as the Client.
What does Home Warranty cover?
Home Warranty insures the property owner, either you as the original owner or subsequent owners against things like;
- Non completion of the building contract
- Failure of the builder to correct faults, which are deemed by law to be the builder’s responsibility, for a nominated warranty period. These contingencies are poor workmanship, faulty design, and inadequate or unsuitable materials.
There is legislation that outlines the extent of Home Warranty insurance cover to the property owner and for NSW this is an outline of the requirements;
- Any residential building work over the amount of $20,000 requires Home Warranty insurance.
- The insurance covers up to the amount of $340,000.
- Period of Home Warranty cover for major defects is 6 years after completion of works, and 2 years cover for non-major defects
Statutory warranties for renovation contractors
- In accordance with the plans and specifications in the contract
- In a proper manner
- Using good and suitable materials
- Using new materials unless otherwise stated
- In accordance with laws
- Within the time specified in the contract
- So as to be fit to be occupied when completed; and
- So as to live up to any result agreed it must achieve
NSW renovation contractor checklist
The NSW Government provides a contract and checklist for property owners who want to use a renovation contractor. Below is a sample from the NSW Government’s Home Building Contract that is a Checklist for people entering into a building contract. It helps to make sure all the appropriate steps have been taken before you engage a renovation contractor. We have seen many property owners not follow this process or even know about the requirements which has led to jobs not completed or disputes about the job.
Learn about the Department of Fair Trading contracts here
All the information and limits mentioned above are provided as at the date of publication to the best of our knowledge. Full details in respect to the complete state requirements should be sought from your state government authority. Nu-Trend provides this information for general information purposes only. It is not intended to be comprehensive, nor does it, or should it (under any circumstances) be construed as constituting legal advice. You should seek independent legal or other professional advice before acting or relying on any of the content of this information. Nu-Trend will not be responsible for any loss, damage, cost or expense you or anyone else incurs in reliance on or user of any information contained on this page.
For more information visit the following NSW government websites:
All the information and limits mentioned above are provided as at the date of publication to the best of our knowledge. Full details in respect to the complete state requirements should be sought from your state government authority. Nu-Trend provides this information for general information purposes only. It is not intended to be comprehensive, nor does it, or should it (under any circumstances) be construed as constituting legal advice. You should seek independent legal or other professional advice before acting or relying on any of the content of this information. Nu-Trend will not be responsible for any loss, damage, cost or expense you or anyone else incurs in reliance on or user of any information contained on this page.
